6 tips to avoid falling victim to cyber banking scams

0

QCOSTARICA – In order not to fall victim to cyberbanking scams, the experts of the Colegio de Profesionales en Informática y Computación (CPIC) – College of Computing and IT Professionals – give advice to prevent you from falling into a banking scam, which is a recurring practice but which over time has evolved and now focuses on the use of technology.

While most cybercrimes are perpetrated with the aim of generating profit for cybercriminals, some cybercrimes are perpetrated against computers or devices directly to damage or disable them.

CPIC experts explain that this type of cyberattack aims to obtain large sums of money after taking control of users’ personal data, for which they combine SMS, sending information via WhatsApp or e-mail, and phone calls. .

“Every day, cybercriminals frequent darknet sites where they buy and sell vast amounts of stolen data, along with the tools needed to obtain it. Although financial entities warn that they never ask for personal data through calls or messages, many users fall into the trap and reveal their sensitive information, becoming victims of a cyberscam,” said Alonso Ramírez, a cybersecurity expert from CIPC.

– Advertising –

Considering the importance of raising awareness of cybersecurity and technology issues for CPIC, they present a series of tips that people can follow to avoid falling into a banking scam:

1. Do not rely on information provided by SMS, WhatsApp or mail: Cybercriminals use these channels more frequently, impersonating the bank requesting data through a link that leads to a website very similar to that of the banking entity.

2. Destroy receipts or vouchers: On many occasions, cybercriminals can act only with this information.

3. Never share your card’s PIN code, even with bank employees or cashiers.

4. Don’t rely on sweepstakes, raffles and giveaways: Do not respond to offers. This is a very common maneuver used to easily hook the user. Remember that there are no risk-free get-rich-quick companies.

5. Beware of messages of dubious origin: Do not open messages, e-mails or download files whose subject contains strange data. Don’t click on links either.

– Advertising –

6. Periodically change your passwords: Although it is tedious, it is recommended to change passwords from time to time to avoid predictable access to your account. Remember to include capital letters, numbers and symbols.

Ramírez recommended that if someone thinks they are being scammed or have already discovered that they have been the victim of a cyberscam, they should contact their trusted manager directly at the bank to proceed with the appropriate blocking of accounts. and immediately notify the authorities to begin the investigation process.

In addition, it is recommended that you clear the cache of all your mobile devices, computers and tablets and find an IT professional who can implement a security method to prevent you from falling into one again. of these scams.

Being scammed online can affect both your pocket and your personal life, for this reason CPIC recommends to practice the tips mentioned above, to be vigilant and up to date on all possible new threats that arise of cybercrime.

– Advertising –

What is cybercrime?

Cybercrime is any criminal activity that involves a computer, networked device or network. While most cybercrimes are perpetrated with the aim of generating profit for cybercriminals, some cybercrimes are perpetrated against computers or devices directly to damage or disable them.

Source: Revista Summa

– Advertising –

Share.

About Author

Comments are closed.