Credit One Bank Wander Credit Card Review – Forbes Advisor


Credit One Bank® Wander™ Card vs. Citi® Double Cash Card

The Citi® Double Cash Card with no annual fee offers 2% flat cash back on all purchases with no limit on earnable rewards—2% cash back on all purchases—1% when purchases are made and another 1% when they’re refunded Compared to the Wander Card, it’s hard to imagine the Citi® Double Cash Card falling behind in most spending situations except for a trip on family to an amusement park or a trip to other amusement parks.

What might make sense here for some is to combine the power of these cards and carry both. Where the main income categories of the Credit One Bank Wander Card don’t work, the Citi® Double Cash Card can double the return. If you choose a single credit card, the Wander Card is unlikely to be a better choice than the Citi® Double Cash Card, but these cards can work well together.

The Double Cash card also offers an introductory APR period: 0% introductory APR on balance transfers for 18 months. After that, the standard variable APR will be 14.24% to 24.24%, depending on creditworthiness. There is also an introductory balance transfer fee of $5 or 3% of the amount of each transfer, whichever is greater, made within the first 4 months of account opening. After that, the fee will be 5% of each transfer (minimum $5)

Credit One Bank® Wander™ Card vs Disney® Premier Visa® Card*

Few, if any, other cards offer such great rewards for amusement and recreation parks. One card that might make sense for those interested in amusement parks is the Disney® Premier Visa® Card.* from Chase. The $49 annual fee card offers cardholders the opportunity to earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Plus, earn 1% on all other purchases made with the card. New cardholders can also earn a $300 credit after spending $1,000 on purchases within the first 3 months of account opening.

This much lower reward gain across different categories seems to suggest that cards are built with different strategies. With the Wander Card, cardholders earn points while spending at any amusement park. With the Disney Card, cardholders earn points on everyday spending like at gas stations, grocery stores, and restaurants. These points can then allow cardholders to redeem airline tickets to travel to a Disney park.

Either way, we’re pretty sure the solution here for amusement park lovers is to choose the Wander Card (or perhaps its no-annual-fee version) or another card(s) from our list. of the best credit cards for Disney Vacations and use a secondary card to earn points year-round to help pay for the trip. With the spending associated with amusement parks like Disney World, the extra 3% in reward earnings makes the Wander Card even more magical than Disney’s card offerings.

Credit One Bank® Wander™ Card vs Credit One Bank® Wander™ Card No Annual Fee

With similar terms and fine print, the Credit One Bank® Wander™ No Annual Fee Card offers eligible applicants a version of the same card that earns less and comes without the welcome bonus of a statement credit for a national parks pass. No Annual Fee Credit One Bank® Wander™ No Annual Fee Card will earn 3 points per dollar on eligible purchases at recreation and amusement parks, 2 points per dollar on eligible purchases at restaurants and lodging and 1 point per dollar on all other purchases (conditions apply).

The main takeaway we’d like to highlight in doing this comparison is that if you’re considering applying for the Wander Card with or without the annual fee, start with the numbers: Does the $95 annual fee make sense? A statement credit for a National Parks Pass will be issued for $80 if one is purchased, but only for the first year as a cardholder. For those who don’t plan on using the pass often enough to justify the value, we’re skeptical that the fee will make sense. For those who spend enough on amusement parks, this can still make sense. Assessing which card makes the most sense, if any, will involve projecting year-over-year spending across those highest income categories.


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